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Gerente de Créditos Regional Job Opening In Lima – Now Hiring Inversioneslacruz


Job description

Posición: Gerente de Créditos

Objetivo del Puesto:

Liderar, supervisar y coordinar las actividades del área de crédito , asegurando una gestión estratégica, eficiente y alineada a las metas comerciales de la organización.

Este rol requiere experiencia comprobada en la gestión operativa y estratégica del crédito, no solo en análisis de riesgos.

Funciones Principales:

  • Diseñar e implementar estrategias regionales de colocación de créditos , alineadas al mercado y a los objetivos institucionales.

  • Liderar el proceso de evaluación, aprobación y seguimiento de créditos, asegurando calidad y crecimiento sostenible de la cartera.

  • Gestionar el riesgo crediticio aplicando políticas adecuadas y herramientas analíticas, con enfoque en resultados.

  • Monitorear los indicadores clave de cartera: mora, recuperaciones, provisiones y cumplimiento de metas.

  • Analizar información del mercado y del comportamiento de los clientes para generar oportunidades de mejora.

  • Liderar equipos de crédito (analistas, supervisores, asesores) brindando acompañamiento técnico y fortaleciendo capacidades.

  • Coordinar con las áreas de riesgo, operaciones y comercial para asegurar una gestión crediticia integral y eficaz.

  • Velar por el cumplimiento de normativas regulatorias y políticas internas.

Requisitos:

  • Educación: Titulado en Administración, Economía, Finanzas o afines.

    Posgrado o MBA en Finanzas, Riesgos o Gestión (deseable).

  • Experiencia: Mínimo 10 años en gestión de créditos en instituciones financieras.

    Indispensable experiencia liderando equipos del área de crédito (no solo riesgos).

    Al menos 3 años en cargos gerenciales.

  • Conocimientos: Evaluación de riesgo crediticio y normativas financieras.

    Manejo de KPIs, herramientas ofimáticas y sistemas de gestión crediticia.

  • Competencias: Liderazgo, pensamiento estratégico, visión comercial.

    Capacidad para tomar decisiones con base en análisis técnico.

    Comunicación efectiva, negociación y orientación a resultados.

  • Otros: Disponibilidad para viajes.

Ofrecemos:

  • Rol estratégico en una organización sólida del sector financiero.

  • Ambiente dinámico y desafiante en el sector financiero.

  • Oportunidades de crecimiento profesional.

  • Paquete competitivo según experiencia.

  • Salario competitivo por encima del promedio de mercado.

Beneficios:

  • Ingreso a planilla desde el primer día.

  • Contrato indefinido desde el ingreso
  • Capacitaciones constantes.

  • EPS cubierto al 100%
  • Día libre por cumpleaños.

  • Otros.

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Required Skill Profession

Gestión Y Operaciones


  • Job Details

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Unlock Your Gerente de Potential: Insight & Career Growth Guide


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Are You Looking for Gerente de Créditos Regional Job?

Great news! is currently hiring and seeking a Gerente de Créditos Regional to join their team. Feel free to download the job details.

Wait no longer! Are you also interested in exploring similar jobs? Search now: .

The Work Culture

An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at Inversioneslacruz adheres to the cultural norms as outlined by Expertini.

The fundamental ethical values are:

1. Independence

2. Loyalty

3. Impartiapty

4. Integrity

5. Accountabipty

6. Respect for human rights

7. Obeying Peru laws and regulations

What Is the Average Salary Range for Gerente de Créditos Regional Positions?

The average salary range for a varies, but the pay scale is rated "Standard" in Lima. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

What Are the Key Qualifications for Gerente de Créditos Regional?

Key qualifications for Gerente de Créditos Regional typically include Gestión Y Operaciones and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

How Can I Improve My Chances of Getting Hired for Gerente de Créditos Regional?

To improve your chances of getting hired for Gerente de Créditos Regional, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

Interview Tips for Gerente de Créditos Regional Job Success

Inversioneslacruz interview tips for Gerente de Créditos Regional

Here are some tips to help you prepare for and ace your Gerente de Créditos Regional job interview:

Before the Interview:

Research: Learn about the Inversioneslacruz's mission, values, products, and the specific job requirements and get further information about

Other Openings

Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

Dress Professionally: Choose attire appropriate for the company culture.

Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

During the Interview:

Be Punctual: Arrive on time to demonstrate professionalism and respect.

Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

Follow Up: Send a thank-you email to the interviewer within 24 hours.

Additional Tips:

Be Yourself: Let your personality shine through while maintaining professionalism.

Be Honest: Don't exaggerate your skills or experience.

Be Positive: Focus on your strengths and accomplishments.

Body Language: Maintain good posture, avoid fidgeting, and make eye contact.

Turn Off Phone: Avoid distractions during the interview.

Final Thought:

To prepare for your Gerente de Créditos Regional interview at Inversioneslacruz, research the company, understand the job requirements, and practice common interview questions.

Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the Inversioneslacruz's products or services and be prepared to discuss how you can contribute to their success.

By following these tips, you can increase your chances of making a positive impression and landing the job!

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