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Urgent! Gerente de Seguimiento de Portafolio Job Opening In Lima – Now Hiring Mibanco, banco de la Microempresa

Gerente de Seguimiento de Portafolio



Job description

En Mibanco, el banco especializado en microfinanzas del Grupo Credicorp, nos encontramos en búsqueda de una persona apasionada, proactiva y con grandes ideas para impactar en la vida de los micro y pequeños empresarios del país incorporándose a nuestro equipo como
GERENTE DE SEGUIMIENTO DE PORTAFOLIO.

¿Cuáles serían tus principales responsabilidades?


• Desarrollar y gestionar un sistema de alertas tempranas, basado en diversas técnicas de analítica de datos, sobre los nuevos desembolsos que aseguren la detección oportuna de perfiles de clientes que podrían generar potenciales desviaciones dentro del apetito de riesgo del banco.


• Proponer, a partir del análisis estratégico del portafolio, acciones/medidas relacionadas a la optimización del nivel de riesgo de la originación del banco; así como comunicar de manera oportuna, clara y precisa los resultados del portafolio y la originación mensual (desembolsos) del banco, de cara a garantizar un adecuado entendimiento de la salud del portafolio.


• Diseñar, implementar y gestionar un esquema de seguimiento con un foco dual riesgos, rentabilidad, con miras a optimizar la rentabilidad del balance del banco.


• Desarrollar e implementar un esquema de seguimiento sobre las iniciativas estratégicas del banco (Proyectos Estratégicos, Pilotos, Cambios y ajuste de pauta y política) con miras a asegurar que el nuevo modelo híbrido de desembolso se encuentre alineado al apetito de riesgo del banco.


• Gestionar el seguimiento preventivo de sobre-endeudamiento, asegurando que el portafolio de clientes del banc

¿Qué necesitamos?


• Conocimiento del negocio, para entender el comportamiento del portafolio y vincularlo a la información generada a partir del trabajo con data.


• Conocimiento de temas regulatorios.


• Conocimiento de finanzas.


• Noción de técnicas de analítica de datos.


• Noción básica de gestión de modelos.


• Experiencia de 6 años en banca, en temas relacionados a finanzas, negocios y riesgo crediticio.

¿Qué ofrecemos?

· Formar parte de uno de los grupos económicos más importantes del país.

· Oportunidad de línea de carrera en la entidad de Microfinanzas más grande de Latinoamérica.

· Excelente Clima Laboral.

· Contrato a plazo indeterminado.

· EPS cubierta al 70%.

· Descuentos en entidades educativas, de salud y establecimientos comerciales.

· Trabajo Híbrido.

Somos una organización comprometida con la igualdad de oportunidades para hombres y mujeres, y en línea con ello, todos nuestros procesos de selección se rigen bajo una política de igualdad de derechos y oportunidades, donde nuestros postulantes son considerados sin importar su origen, lengua, raza, sexo, idioma, religión, opinión, edad, talla, procedencia educativa, condición económica, social, física, mental o cualquier otra.


Required Skill Profession

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